Cat Cost Calculator
Budget the start-up, monthly and yearly cost of owning a cat.
—start-up (one-time)
—average per month
—first year total
—each year after
—estimated lifetime
Plus an emergency fund: we suggest keeping at least 1,000–2,000 set aside (or pet insurance) for unexpected vet bills. See our full cost breakdown.
About these estimates
The default values are typical mid-range US prices and are only a starting point — costs vary a lot by country, city, clinic and the products you choose. Replace each number with prices from your local shelter, vet and pet shop for a realistic budget. Everything is calculated in your browser; nothing is saved or sent.
What's easy to forget
- Emergencies. A single urinary blockage or swallowed-object surgery can cost thousands. Keep an emergency fund or consider pet insurance.
- Dental care — many adult cats need professional dental treatment at some point.
- Holiday care — sitters or catteries every time you travel.
- Senior years — older cats often need more frequent check-ups and sometimes ongoing medication.
Ways to save
Adopting from a shelter (vaccines, microchip and neutering often included), preventive care, measuring food, and buying staples in bulk all make a real difference. See cat supplies on a budget and how much does a cat cost.